Terms and Conditions

Last updated: April 22nd, 2026

1. Acceptance of Terms

Welcome to Caruthers Tax and Financial Solutions. By accessing and using this website, you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please refrain from using the website.

2. Changes to Terms

Caruthers Tax and Financial Solutions reserves the right to modify, amend, or update these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for any changes. Continued use of the website after modifications implies your acceptance of the revised Terms.

3. Intellectual Property

All content on this website, including but not limited to text, images, graphics, videos, logos, and software, is the property of Caruthers Tax and Financial Solutions and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without explicit permission.

4. User Conduct

By using this website, you agree to:

-Abide by all applicable local, national, and international laws and regulations.

-Refrain from using the website for illegal, fraudulent, or unauthorized purposes.

-Not engage in any activities that could disrupt or interfere with the functioning of the website.

5. Privacy Policy

Your use of this website is also governed by our Privacy Policy. Please review the Privacy Policy to understand our data collection and usage practices.

6. Links to Third-Party Sites

This website may contain links to third-party websites. These links are provided for your convenience, but Caruthers Tax and Financial Solutions does not endorse, control, or monitor these external sites. We are not responsible for their content, practices, or policies.

7. Age Requirement

This website and any related services, including SMS communications, are intended for individuals who are 18 years of age or older. By using this website or opting in to receive text messages from Caruthers Tax and Financial Solutions, you confirm that you are at least 18 years old.

8. Disclaimer of Warranties

This website is provided “as is” and “as available,” without any warranties of any kind, either expressed or implied, including but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement. Caruthers Tax and Financial Solutions does not guarantee the accuracy, completeness, or reliability of the content on this website.

9. Limitation of Liability

To the fullest extent permitted by law, Caruthers Tax and Financial Solutions shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use or inability to use this website.

10. Indemnification

You agree to indemnify, defend, and hold harmless Caruthers Tax and Financial Solutions and its affiliates, officers, directors, employees, agents, and suppliers from and against all claims, losses, expenses, damages, and costs, including reasonable attorneys’ fees, arising from your violation of these Terms.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States of America. Any disputes arising from these Terms or your use of the website shall be subject to the exclusive jurisdiction of the courts in the United States of America.

12. Contact Information

If you have any questions or concerns about these Terms, please contact us at [email protected].

By using this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

13. Other

Caruthers Tax and Financial Solutions:

-“Hi, this is Ron with Caruthers Tax and Financial Solutions. Thanks for reaching out and opting in to learn more about our investments. Please let us know what questions you have. Reply STOP to unsubscribe“

-You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

-If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to (760) 454-0351

-Carriers are not liable for delayed or undelivered messages.

-As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

-For privacy-related inquiries, please refer to our privacy policy: Privacy Policy.


Terms and Conditions

Caruthers Tax and Financial

Welcome to Caruthers Tax and Financial (“Company,” “we,” “our,” or “us”). By accessing our services, website, or opting into communications, you agree to the following Terms of Service.


1. Use of Services

By using our website or services, you agree to:

Provide accurate and complete information

Use our services only for lawful purposes

Not misuse or interfere with our systems


2. SMS Messaging Program

By providing your phone number and opting in, you agree to receive SMS messages from Caruthers Tax and Financial.

Types of Messages You May Receive:

Appointment reminders

Appointment confirmations

Service updates and notifications

Follow-up messages

Promotional and marketing communications


3. Message Frequency & Fees

Message frequency may vary depending on your interaction with our services

Message and data rates may apply based on your mobile carrier plan


4. Opt-Out Instructions

You may opt out of SMS communications at any time:

Text STOP to unsubscribe

After opting out, you will no longer receive SMS messages from us (unless you opt back in)


5. Help & Support

If you need assistance:

Text HELP for support

Or contact us directly at: (760) 454-0351


6. Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.


7. Eligibility (18+ Requirement)

By using our services and opting into SMS communications, you confirm that:

You are at least 18 years old, or

You have permission from a parent or legal guardian


8. Privacy Policy

Your use of our services is also governed by our Privacy Policy.
https://tax.roncaruthers.com/privacy_policy


9. Data Usage & Communications Consent

By submitting your information, you consent to receive communications from Caruthers Tax and Financial, including SMS messages as outlined above.

Consent to receive SMS messages is not a condition of purchase.


10. Changes to Terms

We may update these Terms of Service at any time. Updates will be posted on this page with a revised effective date.


11. Contact Information

For questions regarding these Terms, please contact:

Caruthers Tax and Financial
2011 Palomar Airport Road, Suite 101,
Carlsbad, CA 92011 (inside Downtown Works)

(760) 454-0351