Privacy Policy

Last updated: April 22nd, 2026

1. Introduction

Welcome to Caruthers Tax and Financial Solutions This Privacy Policy outlines how we collect, use, disclose, and protect the personal information you provide when using our website. By accessing and using our website, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect personal information that you voluntarily provide to us when using our website. This may include:

-Contact information (name, email address, phone number)

-Demographic information (age, gender, location)

-User-generated content (comments, reviews, feedback)

-Information related to customer support inquiries

3. Use of Personal Information

We use the collected personal information for the following purposes:

-Providing and improving our website’s functionality and content.

-Responding to your inquiries, requests, and comments.

-Sending you relevant updates, newsletters, and promotional materials (only if you provide consent).

-Monitoring and analyzing website usage patterns to enhance user experience.

-Protecting against unauthorized access, fraud, and illegal activities.

4. SMS Consent & Communications

When you provide your mobile phone number through our website forms, contact forms, or other opt-in methods, you expressly consent to receive SMS (text message) communications from Caruthers Tax and Financial Solutions.

SMS messages may include responses to inquiries, appointment confirmations, property or investment information, customer service messages, and other service-related communications. Message frequency may vary.

SMS consent is obtained only when users voluntarily submit their phone number and explicitly agree to receive text messages. Consent to receive SMS messages is not a condition of purchasing any products or services.

You may opt out of SMS communications at any time by replying STOP to any message. For assistance, reply HELP or contact us at [email protected]. Message and data rates may apply.

SMS opt-in data and consent are not shared with third parties for marketing or promotional purposes.

5. Sharing of Personal Information

We do not share your personal information with third parties, except in the following circumstances:
-With your explicit consent.

-When required by law, court order, or government authority.

-To protect our rights, privacy, safety, or property, as well as that of our users or the public.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

6. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to collect information about your interactions with our website. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. Please note that we are not responsible for the privacy practices or content of these external sites. We encourage you to review their respective privacy policies.

8. Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.

9. Your Choices

You have the right to:

-Access and update your personal information by contacting us.

-Opt-out of receiving marketing communications.

-Request the deletion of your personal information, subject to legal requirements.

10. Children’s Privacy

Our website is not intended for individuals under the age of [13/16], and we do not knowingly collect personal information from minors without verifiable parental consent.

11. Changes to Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be effective upon posting to our website. Please review this Privacy Policy periodically for updates.

12. Contact Us

If you have questions or concerns regarding this Privacy Policy, please contact us at [email protected].

By using our website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

Privacy Policy

Caruthers Tax and Financial

Caruthers Tax and Financial (“Company,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information, including SMS communications.


1. Information We Collect

We may collect the following types of information when you interact with our website, services, or communications:

Personal Information

Name

Email address

Phone number

Mailing address (if provided)

Financial or service-related information voluntarily submitted

Automatically Collected Information

IP address

Browser type and device information

Pages visited and time spent on site

Cookies and tracking technologies


2. How We Use Your Information

We use your information to:

Provide and deliver our services

Schedule and manage appointments

Send appointment reminders and service updates

Communicate regarding your inquiries

Improve our website, services, and user experience

Send marketing communications (only if you opt in)

Comply with legal obligations


3. SMS Communications & Opt-In

By providing your phone number and opting in, you consent to receive SMS messages from Caruthers Tax and Financial. These messages may include:

Appointment reminders

Service updates

Follow-ups

Promotional or marketing messages

SMS Details:

Message frequency may vary

Message and data rates may apply

Reply STOP to opt out at any time

Reply HELP for assistance

Consent to receive SMS messages is not a condition of purchase.


4. IMPORTANT: No Sharing of SMS Data (A2P Compliance)

We do NOT sell, rent, or share your personal information, including your phone number or SMS consent, with third parties for marketing purposes.

SMS opt-in data and consent are used only by Caruthers Tax and Financial to communicate directly with you.


5. Cookies & Tracking Technologies

We use cookies and similar technologies to:

Enhance website functionality

Analyze traffic and user behavior

Improve marketing and advertising performance

You can control or disable cookies through your browser settings.


6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information, including:

Secure data storage systems

Limited access to sensitive information

Encryption where applicable

However, no method of transmission over the internet is 100% secure.


7. Your Rights & Choices

You have the right to:

Opt out of SMS communications at any time by replying STOP

Request access to your personal data

Request corrections or updates to your information

Request deletion of your data, where applicable

To make a request, contact us using the information below.


8. Third-Party Services

We may use trusted third-party tools (such as CRM systems, scheduling software, or analytics tools) to operate our business. These providers are required to maintain the confidentiality and security of your information.


9. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.


10. Contact Information

If you have any questions about this Privacy Policy or your data, please contact us:

Caruthers Tax and Financial
Main Carlsbad Office:
2011 Palomar Airport Road, Suite 101,
Carlsbad, CA 92011 (inside Downtown Works)


(760) 454-0351